Complete Credit Solutions

The account in question was purchased by Complete Credit Solution, Inc(CCS) from the original creditor [redacted] on May 18, On May 21, CCS mailed a letter to [redacted] advising CCS had purchased account # C0495-from the original creditor and provided a notice of debt validation.On February 4, we received an [redacted] dispute initiated by [redacted] through EquifaxA response was submitted to Equifax through [redacted] (see attached) on February 26, In addition, CCS also mailed a dispute resolution letter (see attached) along with the agreement information from ***’s (see attached) to the address provided by [redacted] through the [redacted] dispute.On October 24, CCS did receive a certified letter from [redacted] Since CCS did not receive a response to our prior debt validation request regarding the same account that was submitted through [redacted] in February 2016, we did not send [redacted] another response to the previously disputed debt.To help resolve this matter in a timely fashion, we request that [redacted] provide CCS more information regarding his disputePer the ***’s agreement information, Mrmade payments on this account and ***’s has confirmed this is a valid debt with an outstanding balance owed in the amount of $1,Upon receipt, CCS will submit the information to ***’s for reviewIn the meantime, the account will continue to be reported as disputed to all three credit reporting companies

Complaint: [redacted] I am rejecting this response because:I DO NOT have a contract with your collection agency you must remove this record from all credit bureaus because:In the US law encyclopedia, American Jurisprudence, Am Jur 2dSections 90-93; it says that one cannot subrogate onto a contract that they were not originally on, did not have any interest to protect, and then claim successor in rights and interestsThus, when an original credit sells the debt, they give up their rights to collect on the debt, BUT they do not give those same rights to the collection agencyThe collection agency cannot act as a substitute for the original creditor Regards, [redacted]

Complaint: [redacted] I am rejecting this response because:They are continuously associating me with an address and people on a reference list that I know nothing aboutThe work number provided is referenced to a job that I haven't been at in over yearsThe account is not associated with me and I am requesting that all collections and credit reportings are ceased Regards, [redacted]

We received the attached dispute regarding account number [redacted] via fax from [redacted] on 5/25/ We responded to her request by mail on 5/30/ We provided all requested information required I would like to also point out [redacted] ***/ [redacted] has a second account that was also originated through [redacted] and was purchased by [redacted] on 8/29/ This account number is [redacted] I have attached that information as wellIn an attempt to show cooperation with your office and [redacted] , I will settle both accounts for $ This represents a 40% discount when compare to the current balance owed This offer will expire in days or July 20,Please let me know if you have any questions or require additional informationThanks [redacted]