American Finance Solutions

First let me say that Me and My Son who are Home Based Small Business Owners are very disappointed with this companies manner in which things were handled. For 2 weeks we worked hard filled out contacts wasted our time trying to work with them for approval. Just hours before funding was suppose to happen they denied us due to some very small stupid silly reasons. Me I think it was just a way to look for excuses to not give us the money. I am not sure if they are a scam or not but the business practices are questionable. Why wait two weeks to deny me and waste our time. Does not make any sense if you ask me. It really hurt us because we are just needing some small funding for Advertising and Vendors and Website upgrades which I dont see as unreasonable. Heck they even came back just 3 days ago saying they could give us more money than originally planned on. wow makes me so angry as a consumer to be put through all this its so wrong. So beware if your credit is not great and all that I would just move on to a different lender. Dont waste your time here with them its not worth it!!

Also Scott Griest The CEO dont go to him for help he blew My son off totally unprofessional Ryan one of the Advisors he is a cool guy but not a lot of pull.

Its took one phone call to ruin it all for us from a lady named [redacted]! She had us denied because Of super lame reasons! Be cautious!!

Owner Operator

Posh Birthday Store

[redacted] n Mom

Review: [redacted]My name is [redacted], and I'm the owner/operator of The [redacted] located in [redacted] Ca. I went through a company named 360 solutions who put me in contact with American Finance Solutions for a cash advance. I received an e-mail congratulating us on the approval of our loan. Then a week later I had to call them multiple times to get an answer on when we where supposed to receive our funding. I spoke with an employee [redacted], and she stated that the company decided to NOT approve our loan. The explanation that she gave us was the most ridiculous and stupid answer I ever heard. My business had an accident a day before Christmas Eve. I had an older gentlemen ran through my store window with his car. My front window was board up, not by choice. I lost everything that night. That money would of helped us get back on our feet until the insurance kicked in. I feel that this company was improper of their selling practices. Not only that but this company was very misleading in their advertising.This company states that they help small businesses but I would honesty say BE CAFEFUL who you are dealing with at the end of the day. THEY are all about themselves.Desired Settlement: I would like for the this company to give me a denial letter via e-mail just the way they gave me the approval letter.Thank you,[redacted]

Business

Response:

In American Finance Solutions' opinion the applicant provided misleading

financial information regarding her credit card processing revenue. In our

previous experience if inaccurate information is provided at the time of

application we cannot trust any other information submitted to us. In

addition the business owner failed to disclose that her business had been

shut down for two weeks due to a vehicle driving into her retail space.

Given the above, the risk of fraud or default was way too great to proceed.

The applicant was provided reasons for the inability to move forward on her

application per our company's standard procedures. We also respectfully

request that the applicant refrain from contacting our company, its

employees due to her inappropriate language and behavior.

Chief Executive Officer