Advancemetoday.com

Revdex.com: At this time, I have not been contacted by Advancemetoday.com regarding complaint ID [redacted] Sincerely, [redacted]

Revdex.com:
At this time, I have not been contacted by Advancemetoday.com regarding complaint ID [redacted].
Sincerely,
[redacted]

Review: Between Sept & Oct my bank account was hacked into several times. At the suggestion of my bank, [redacted], I closed my checking account and opened a new one.

I had been doing business with Advancemetoday for some time. I informed them of the situation and tried to update my banking information on their site.

Unfortunately, around this same time I got a call from them stating they no longer were taking payments by ACH, I believe their employee [redacted] said "the fees where too high for them to continue that method". (really, have they looked at their interest fees??)

I explained my situation, told him as soon as I got things settled I'd get a debit card number to them.

Instead of just holding tight for a week or so until I got things under control (it's a pain to switch accounts) I began getting calls at work. I work in a medical practice and we are not allowed personal calls. They were informed of this verbally and by email. Once again, I said just sit tight and I'll get all this switching accounts under control.

Well, they didn't. Calls at work kept coming, in fact one Friday [redacted] calls, I AGAIN said I am not allowed to received calls at work and he isn't allowed to call me here. He immediately called back and [redacted] answered the phone this time, and [redacted] proceeds to give HER a hard time, asking why I didn't answer the phone, why I did before, etc.

More calls and they just ended up pissing me off. I told them, in writing, that I would not submit a payment to them until I received a written letter of apology from [redacted].

I've sent numberous emails telling them over and over, send an apology letter and I'll make payment. They haven't and then today I get yet another call at work from a [redacted].

I realize the checking account switch has caused a mess....it's not just this account. But I won't be harassed at my place of employment by people threatening me and raising their voice to me when I am trying to get things worked out.

I want a letter of apology.Desired Settlement: I will not pay any additional fees than I originally was being charged on this loan. Their fees are outrageous anyway.

I want a letter of apology for bothering myself and coworkers at the office. It's uncalled for and just bully tactics.

Thank you for your assistance.

Review: This company illegally obtained my bank account & routing number and withdrew all of the funds in my checking account (Total: $220.00).Desired Settlement: I would like them prosecuted to the fullest extent of the law, and would like a refund for the money they withdrew from my account.

Consumer

Response:

At this time, I have not been contacted by Advancemetoday.com regarding complaint ID [redacted].

Sincerely,

Review: I received this loan from this company but now I dont' make enough money to make bi weekly payments. By law how long can they charge me 150.00 every other week on a 500.00 loan? Thank-You,Desired Settlement: No further payments have already paid back 750.00 on this 500.00 loan . Thank-you,

Review: I never received any correspondence from this company until today regarding the outstanding balance. This company claims that I hadn't paid for months on the account and have tried to work with them. I had my account compromised 3 times within 30 days back in 2013 and just received 3 calls at different numbers. I am not to be contacted at work as this is grounds for termination. Furthermore, I wound up in the hospital this past year and do have a medical and dental condition along with my daughter. I didn't receive any calls until today at 11:08 on October *, 2014 from a [redacted] that was rather disturbing and threatening. I am working as hard as I can to get my issue resolved here but contacting me like that and not knowing if I will have a job here next month is scary.Desired Settlement: After this and me not knowing if I will have a job tomorrow or not and would like to settle this account for now $500.00 without any more harassing phone calls and issues. I will begin making payments on this but they do have to work with me like anyone else.

Review: I took a loan out with them that I did not know was illegal in Connecticut. Have paid my and wish to have a refund of $725.00 with is the amount I have paid in interest and fees. I have also asked them to mark my account as paid and close it which they have not done yet.Desired Settlement: For them to mark my account as paid in full and refund my interest and fees that I hav paid.

Review: On March **, 2013 I took out a payday loan online with Advance Me Today. I was aware of the $150.00 fee on the $500.00 loan. I asked the gentleman to set up the payment of $650.00 on my next payday which was in two weeks. He said he couldn't do that and not to worry they would contact regarding payments. To date they have taken $150.00 out of my checking account on 4/**/2013, 4/**/2013, 5/**/2013, and 5/**/2013. In total $600.00 has been taken from me. To date my account balance is still over $500.00. I recently found out that this type of loan is illegal in my state. The website disclaimer even states they only lend to consumers who state laws permits it. I was never told they operate outside the U.S. until I questioned them. I have asked them to remove my account information and to not make anymore ach/eft payments from my account. According to their loan agreement I have that right to do so. They are being very difficult to deal with. They told me and I quote "Please be aware that this is a St Vincent company, St Vincent and the United States are both parties to the General Agreement on Tariffs and Trade (G.A.T.T.), a treaty which specifically permits companies in one country to make consumer loans to citizens of the other. Under the treaty, we are only obligated to follow the federal laws of the United States. We are not required to obtain state licenses and individual state laws do not apply since the federal laws adopting this treaty supersede any state's laws on the subject. ". I find it hard to believe the U.S. federal laws would allow a company to charge 521.43% interest. That is what I am being charged. They have a payment of $200.00 scheduled to come out of my account on 6/*/2013. $50.00 goes towards principle and another $150.00 goes to their fees. They have my loan being paid in full on 10/**/2013. They are charging $1425.00 to borrow $500.00. This is outrageous! Something needs to be done. They are not even operating in the United States. The company provides no mailing address. They only give a phone number of ###-###-####.Desired Settlement: My account should be marked paid in full. The company needs to remove all my personal information from their database. There is to be no further contact from them.

Review: I borrowed 700$ from this company. I have paid them around 1400$ back and still owe 814$. I have tried talking with someone about making other arrangements but they will not hear of it. I even told them I have almost lost my home over this mess. I called my bank to block my account and told AMT not to withdraw any more money. I have to catch up on my home loans. They refused and tried to withdraw the funds anyway. Now they are harassing me. Iv explained to them on several phone calls that I have well paid them back what I owe them plus plenty extra. I owe my bank 800$ right now because of this AMT. Please check into them and see if there is a problem with this company

I pay my debts. But my home has to come first. And they do not care. Its not like they havent been paid. The block on my account only is until 1-*-2014. Then they will be taking it all again. Please help. Thank youDesired Settlement: I would like for them to make my loan paid in full. Clearly I have paid them enough money to cover 100% of what I borrowed plus 300$ or more financing. Or at least stop the high% finance and let what I.pay go towards my balance

Review: I have asked the company to stop requesting to take money from my account because I'm currently not able to pay on this loan due to decreased hours at work. I have made a couple of request. I have to this date paid the original loan amount back and 2X times more the original amountDesired Settlement: Stop requesting to take money that is not in my account , and to except the payments I've made as satisfactory sine I have paid back 3X the original loan amount. Thank-you,

Consumer

Response:

At this time, I have been contacted directly by Advancemetoday.com regarding complaint ID [redacted], however my complaint has NOT been resolved because:

[They are requesting more than the original loan of 500.00 which they have already collected. I'm not making the income currently that will allow me to pay 500.00. ]

In order for the Revdex.com to appropriately process your response, you MUST answer the question above.

Sincerely,

Review: They are calling me and my work non stop , because a payment was not made. I cannot accept phone calls at my place of employment and I told them to stop calling me at any phone numbers for me that they may have on file, including my work. They told that that they will still continue to call my work and my home phone until payment is received. I again told this company to stop calling me. They told me that they were going to call my work right now, and they hung up on me. Is this not illegal?Desired Settlement: Stop contacting me altogether, by phone, by e-mail, by whatever. I have already paid this company enough interest with earlier loans.

Consumer

Response:

At this time, I have not been contacted by Advancemetoday.com regarding complaint ID [redacted].

Sincerely,

Review: I had a balance of $230 which was due on 11/**/2013. The balance was paid and I received an email giving me a confirmation number. Now the company says that the payment was returned whcih is wasnt because there would have definitely been an overdraft fee from my bank on my account which there wasn't. I checked Advance Me Today's website and now because of the so called returned payment they are scheduling to take $410 out of my account on 12/*/2013. I have rent and these people are playing with me and I do not appreciate it at all. There's no explanation stating why the payment was returned which is very suspect to me. When you call and ask, all they can say is there's nothing they can do about it. I need to know where my money is going. This company really sucks and people should definitely be aware!Desired Settlement: I want them to change the payment back to $230 plain and simple

Review: Advancemetoday is calling my place of employment and harassing other employees and the company I'm working with is threatening to charge this company with harassment. I have asked them on several occasions not to call my place of employment and as a result of their harrassment my las day is Friday.Desired Settlement: consider the matter closed and paid

Review: AdvanceMeToday is an illegal payday loan lender in New York State. Clearing using a PO Box address in New York to illegally sell online internet payday loans. Not only have they charged me an interest rate over 25%, but I have also paid them $1100 total with that illegal interest on an illegal payday loan extended to me for $600. I contacted them twice with a letter revoking their ACH debit rights on my bank account due to their illegal status in my state, but also because I've overpaid this company. Took two phone calls before I was able to speak to an employee who said my account would be flagged but until then he would have to charge me just my interest payment. The next day the company continued to debit the full amount of my balance, INCLUDING illegal interest - taking $434 out of my account. There was no contact to me, the consumer regarding this debit, and correspondence from [redacted], another employee followed only after I had to call and complain. I've reported them to the FTC as well as the Attorney General's office, as this company continue to sends threatening calls from their Recovery Team. I've had to close my bank account due to their attempts in trying to debit the $434 from my account which my bank revoked.Desired Settlement: I would like this loan to reported as Paid in Full seeing as I've already overpaid them $500 and I would like their Recovery Team (3rd parties companies which are also illegal) to stop contacting my business phone, my PLACE OF WORK, and my cell phone as I will NOT accept anymore phone calls from this company. Please help. They are a scam company who will continue to hunt down people who they've not only over charged interest on but will continue to suck you dry of even more money. They are ridiculous and they're employees talk in circles and send verbal threats via phone calls in their attempts to collect their illegal money.

Also, this is the address they are using in their emails:

AdvanceMeToday

Review: I had taken a loan with this Company 4/**/2013 $400. When they first started taking out payments they had told me they payments were not going towards my balance. I had asked why they said ot was in the agreement.

Recently I had contacted this company in July asking how many payments do I have left. They had taken 3 weeks to respond and told me 4 payments left, now I get another email stating that they cannot tell me how many payments are left.

I have paid double of what I borrowed, this company should not be allowed to be in business! They are a rip off! I do not want anyone to go through what I am going through.

I also have emails to show where this company said I have 4 payments left.

This company is dishonest.Desired Settlement: I do not want to do business with this company, I do not want them to contact me, and they are not allowed to take anymore payments.

Review: this is taking more than they should out my account. and I cant seem to talk to anyone but they send me text message. it have a costa rico address for the not a new york. I dont even know if they are a legal company. can you please help me.Desired Settlement: They have already take 1000 dollars so close the account and no harassment.

Consumer

Response:

At this time, I have not been contacted by Advancemetoday.com regarding complaint ID [redacted].

Sincerely,