ACS Inc. (Phony Debt Collector)

They are fake and harassing my email for 3000+$ , and they are using cashnetusa as the loan companyIt's really annoyingI haven't had a loan in years and have never received mail or phone calls regarding a bill so they can *** ***

This company is phoney fake threats threats threats

I received an email stating I owed $to a Cash Advance company & that if it wasn't pod within hours a case would be filed with my local court, my wages garnished, a sheriff would come to my house, etc
I sent a reply email to the address requesting more information & didn't get a reply so I called the number provided in the email
The man I spoke with barely spoke English & refused to tell me what this was for, when it was obtained & then hung up on me when I asked for proof & said I was disputing this debt
I called back after he hung up, got the same man, told him I was hung up on & he hung up again
I have called times since then & it just rings for minutes straight

Got the same letter as others I also have been harassed by phone by these people for months

SCAM! I'm not sure how they got my SSN though?! But once I saw the name of the loan (ACL_Finance Payday Loan ) and I know I never heard of that before! Also the address they are providing is not an address I am at and haven't been for years! Scam
Do not respond to these emails from an email address ===> [email protected]

I had recieved a long email stating I had to pay a certain amount of money or I would be taken to court have my possessions seized and also my wages harnessed when I called the number provided I was hung up on twice they refused to give me any documentation and I have been harassed so much from this "company" that I have had to change my phone numberThey are still able to contact me through email and I feel like something should be done about this and they should be shut down

These people are a phony debt collection agency constantly emailing me telling me I owed a debt from an online loan which I never received or accepted. They sent multiple emails claiming there would be a lawsuit held against me, I would be served by the court and my bank accounts seized. I was genuinely worried about this and to find out they are phony infuriates me because of the level of which I felt harassed by them. If you ever get a email like this from ACS Incorp, ignore it and block them

It's funny how these people still operate. Here is the e-mail I get on a weekly basis from these people:
[redacted]BEGIN EMAIL[redacted]
Case File #: ACS-CA12/020117


Balance Due: $980.76

Dear Debtor,

We are going to file a lawsuit in next 72 hours at United States District Court 99 E Bro ward Blvd # 108, Fort Lauder dale, FL 33301, United States against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court.


AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or Arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4203.86.

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT'S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Do update us with your intention that you want to resolve this case or you want to dispute.

We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

To resolve this issue contact us during the working hours 09:00 AM to 05:00 PM EDT by same email so that we can resolve this issue.


NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Yours Sincerely,

(Collections & Legal Department)

ACS Inc © 2016 Terms of Use Complaints | Privacy Policy

[redacted]END EMAIL TEXT[redacted]

I contacted all three credit bureaus who not only told me there is no investigation of sorts or could be and that they are aware of this particular scam. One way you can help combat cyber crime is to go to:
https://www.justice.gov/criminal-ccips/reporting-computer-internet-related-or-in...⇄ />
and make a report with your attached email/s. You may think that your complaint wont count, but it does. Fortunately, although most Americans are afraid of our own Goverenment, They dislike these peop-le too, it's hurting their business, so they take it seriously.

I hope this helps, if you have any concerns or need help filtering this kind of stuff, please dont hesitate to ask.

I have had the same bad uncomfortable experience with ACS. They sent me an exact email stating if I do pay a certain amount of money by a certain time I would be taken to court and my possessions, wages would be taken away from me. Tamara C. Sr Investigator would ail me different names of men that I would have to send my money to. I know I had an obligation and couldn't remember with which company so I said I would pay it back slowly in increments that I could afford. Well, upon trying to make my first pair was told by Walmarts management that the name doesn't exist and the computer won't allow it to process. Upon telling this to Tamara C. he insists I send it through that method he gave me or else I would be taken immediately to court. I in return push his button and tells him to go ahead and do it because I have paper trail and proof that it can't be sent because I t shows up as error name or company cannot be found.

I received this scan also today! Very sickening to see this!


ASSOCIATED RECOVERY SYSTEM
Division of National Debt Settlement

Original Balance $660.00
Settled For $540.00

Saved $120.00

18% SAVINGS

Attention, [redacted] this is the last and final chance for you.
This Legal Proceedings issued on your Docket Number with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the Department of Online Lenders Association has decided to mark this case as a flat refusal and press legal charges against you.
Employer Name: Name Hidden
SSN : XXX-XX-xxxx
Docket Number : [redacted]

We have sent you this warning notification about proceeding on January 8, 2015 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and law suit will be the next step which will be amounting to $4796.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff authority and you will be served by court summons at your door step.

Note: This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

If you have any intention to rectify this matter outside of court than you can ask for payment arrangement, you may email us or you can call our customer service department.
Regards,
James A. (Case Concern Officer)
National Debt Settlement
(510) 443-0043
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

So I received an email much like everyone else saying I owe money. That of which I did not receive. When I tried to reach out they would not give me the number so I came onto this website to get the number. They then sent me another number which was set in a different area code/state all together. When I spoke with someone and told them what the situation was they rudely hung up in my face. This is a scam!

Dear customer,


We regret to inform you that due to your unpaid debt amount of $756.00(full debt amount, additional charges and interest cost) to our company, We have passed your case to court. You are now to be contacted by official court attorneys, who will notify you of the hearing date. Therefore you will be served a subpoena to appear at court where you can present your defense.

If you wish to settle the outstanding amount, please do not hesitate to contact us.

(Should your payment not be received in full within the next three days, immediate court actions will take place. If you believe you are unable to afford the total outstanding balance all at once, contact us right away through email and we will do our best to accommodate an amount you can commit to.

We would advise to treat this matter with urgency and we believe you will not ignore this final reminder. To save yourself the inconvenience of court actions, we kindly suggest settling the total amount of debt and additional costs as soon as possible.)

After receiving that I received the next email....

Now in order to make this payment it has to be through iTunes Gift card. We have made collaboration with Apple Inc and the iTunes Gift Card is exclusively for the promotional purpose just because it doesn't cost our customers anything.

This particular mode of payment is convenient and hassle free and the best thing about this card is you don't have to spend any extra money or their is no hidden charge to buy this card.

Simply go through any store and ask for iTunes Gift Card but make sure to not to ask for Apple Music or Gift Card as it has to be iTunes Gift Card.


I-TUNE CARD IS AVAILABLE AT THESE STORES NATIONWIDE:

WALMART
CVS/PHARMACY
DOLLAR GENERAL
FAMILY DOLLAR
FRED'S SUPER DOLLAR
RITE AID PHARMACY

You have to go to one of the above mentioned stores and purchase the I-tune gift card, then load the funds on that card, scratch the card from the back side then you will get the 16 digit Reference number.

Full Name: ..............................
Phone Number: ............................
16 Digit Reference code: ....................................................
Amount: $100.00
Date: ........................................

Kindly email us back with that information so that we can have your transaction processed and update your case file.



Do revert back ASAP.

Best Wishes,
ACS LEGAL GROUP.

They sent a threatening email demanding money, on a phony bill!