90 Day Credit

90 Day Credit claims they can repair your credit in 90 days. It costs money each month. All they do is challenge the debt on your credit ( which anyone can do.) then they say “ sorry, we couldn’t fix it.” They offered to continue to fight my credit report at no charge, but they only do the same thing with the same result. They told me it was illegal for a debt collector from so long ago to sell their debts for collection because of HIPPA laws and this creditor would have to drop off my credit report. But that didn’t happen and 90 Day Credit won’t fight for me. The only thing they do is keep repeating the challenge which I told them before I ever got involved with them, I had already done. In any case, the did not fix or even help my credit in 90 days. They do not like to be contacted over phone, text, or email and will not return my calls. They said they had no interest in talking to me. They ripped me off for 90 days and should not be allowed to advertise they can fix your credit in 90 days.