K & J Enterprises

Review: A door to door salesman from this company came to my home tonight at nearly 9:00pm waking up both my 3 year old daughter and 6 month old daughter, then had the nerve to try to pressure me into listening to his sales pitch after I repeatedly asked him to leave my property.Desired Settlement: I would like for them to stop soliciting at night, and if their actions are illegal I would like for them to be prosecuted to the fullest extent of the law.

Business

Response:

Dear, [redacted],

I would like to apologize in be half of K & J Enterprises and for [redacted], I have spoken to [redacted] in regards to last night and made sure he understood when he is asked to leave the property he is to do so immediately, And not continue to pressure you or anyone with his sell pitch. We will mark your address down as a home not to visit in the future.

Thank you for your time

[redacted]'

Review: At 6:30 pm last night the office manager of k&j enterprises [redacted]' came to my house demanding money and threatening myself and my husband with ruining our credit if we don't hand over money right then she said she will continue to return to my home every night harassing us and my 5 year old until she sees fit, I asked her to please leave and not ever come back, that she had no right to "strong arm" payments from us, she continued to speak over myself and my husband demanding $112.66 in cash right then !Desired Settlement: Please take the [redacted] vacuume back and get this very unpleasant women out of our lives we no longer want it and feel VERY threatened by her

Business

Response:

This is [redacted] Office Manager of K&J Enterprises I did go to the home of [redacted] last night March [redacted] around 6:30PM to speak to him regarding his pass due payment with [redacted], When customers become over 30 days past due they ask for our assistance on contacting the customers regarding payment. I spoken to [redacted] back on the [redacted] of February regarding the payment she assure me she would mail in the payment as soon she received her payment booklet she requested and will mail in her payment on February [redacted]. I called [redacted] and relayed the message so her account would be mark hold for payment. Payment was received at a much later date March [redacted] and was sent back for NSF on March [redacted]. I called yesterday March [redacted] around 2pm asking for [redacted] and who I was, [redacted] stated she mailed in her payment of the $236 and she just went on a repaid to telling me that we have be harassing her husband at work and that we apparently don't want her money because she try to pay with credit card, automatic draft and now with a personal check while at the same time yelling and cursing at me. I explained her yes her check was received but was returned for non-sufficient funds and after that I could never get a another word in, finally she was yelling what do you have to say now? So at that point I explained to her I'm with K&J Enterprises not [redacted] and I was just trying to help [redacted] on collecting the 1st payment due of $112.66,she hung up on me.

A home visit is our next step on being able to speak to [redacted] himself, I did go to the home around 6:30pm on Wednesday March [redacted] ,ran the door bell once [redacted] came to the door and I introduce my myself as [redacted] with K&J Enterprises and handed him my business card shook his hand. As soon as [redacted] heard my name she started with the yelling. I explained to him I was there to discus his past due payment and [redacted] did received payment of $236 but unfortually it was return for non-sufficient funds. He wasn't aware of that NSF and asked me what was due while he was trying to get wife to calm down. I told him $112.66 he said he would take care of that payment with [redacted] and I thank him for his time and left. I never demand cash at that point, never mentions anything regarding ruining their credit nor threaten any of them at their home or that I would continue making home visits.

Consumer

Response:

Review: [redacted]

I am rejecting this response because:

everything in [redacted]'s statement is compleatly untrue and incorrect except for she came to my home at 6:30-7:00pm at night to strong arm a cash payment on the spot, I also have her business card that SHE wrote on the back of the amount that she was insisting my husband and I pay her in cash right then and there !

I will not be intimidated to make payments to a company I do not owe !!

I owe united consumer finance NOT k&j enterprises, and certainly not [redacted] !

Regards,

Business

Response:

I spoke to [redacted] and [redacted] stated that [redacted] will have her Husband [redacted] give [redacted] a call when he get home for work to discus payment with him since he is the singer on the contract. It will be up to [redacted] on what and how they wish to handle/ settle the account with the [redacted].

Consumer

Response:

Review: [redacted]

I am rejecting this response because:I'm not denying we owe united consumer financial services, I'm reporting [redacted] at k&j on her VERY unethical collection practices, we do not live in a time where it is acceptable for someone to come to someone's home at 7:00pm at night to itimidate and strong arm $112.00 from me and my husband this is "2014" and not "1914" !

no one from a & j Is to ever come over to my home again we will only deal with united consumer finance from now on !

As or [redacted] she needs to re-think going to peoples homes like she's done with us, this is Texas we have the right to bear arms and trust me "we do" and we have the right to protect our property any way we see fit if we feel threatened !

Stay away from me and my husband and family !

Regards,