Complaint: [redacted]
I am rejecting this response because I need to counter settlement offer amount (see justifications below):
SUBJ: RESPONSE TO CREDIT
ASSOCIATES OF HAWAII’S LETTER DATED 2/2/16
Attachments: (1) Credit
Associates of Maui Memo dated 8/29/2008
(2)
Credit Associates of Maui Letter dated 8/29/2008
(3) A calculator printout and notes on an
envelope received by Credit Associates of Maui
(4) [redacted] Credit Report dated 4/12/2011
(5) My Record of Balance
CALCULATION DISCREPANCIES
I received a memo dated 8/29/08 with a balance amount
of $15,597.93 (see attachment 1) and an official letter dated 8/29/08 with a
balance amount of $15,560.01 from Credit Associates of Maui, Ltd (see
attachment 2). Why would the balance amount be different on the same day?Memo dated
8/29/08 states that $102.00 of post judgment interest has accumulated on my
account. What is this and why was this charged added?Interest charge listed on 7/29/08 is in the amount of
$1,144.08 (your Complete Transaction History received via Revdex.com). However, judgement date 8/5/2008 states
interest charge was $2,777.76. Why are the interest charges different?Interest charge
added on 9/26/08 for the amount of $1,808.43.
What is this and why was this
charged added?INCORRECT BALANCE DUEThe last time this account
was reported was in 2011 with [redacted].
(I pull my free credit reports annually). The balance reported by Credit Associates of
Maui, Ltd to [redacted] in February 2011 was that balance on this collection
account as $9,918. Last payment date
reported on this credit report was on 2/14/11 (see attachment 4) which
coincides with payment received on this date on Complete Transaction History
received via Revdex.com on 2/3/16.When I requested a record
of payments received as well as a log of interests assessed toward my account,
I never received anything in the mail except one time. And this is what it looked like (see
attachment 3).Based on this information,
I calculated my true balance against all payments made and accumulated 10% per
annum interest (see attachment 5). SETTLEMENT OFFERBased on all of the above,
I would like to make a counter offer of $1,450.00 to satisfy this judgement.CREDIT REPORTYour letter dated 2/2/2016
states that all derogatory marks from [redacted] and [redacted] will be
deleted. However, what about [redacted]?WAGE GARNISHMENTYour letter dated 2/2/2016
states that you will instruct your attorney to have my employer cease
garnishment deductions effective immediately.
I will need a copy of this official letter that will be sent to my
employer with the effective date of 2/2/2016.I will make full payment
on my settlement offer of $1,450.00 when I receive official notice from your
office and/or attorney that wage garnishment has stopped. I wish not to have any verbal negotiations or
contact with your office. I request that
everything be made in writing via Revdex.com.
We are responding to your Revdex.com complaint submitted on 01-29-2016.After careful examination of your account we have produced a complete history of accounting as of02-01-16. We have also provided a copy of the judgment for your reference. Please be advised that our system calculates post judgment...
interest (10% per annum) as allowed by Hawaii law.For the sake of resolving this matter, Credit Associates of Hawaii proposes a $4000.00 settlement to satisfy this judgment. Please contact me via our toll-free number noted above so we can further discuss the proposed offer.Moreover, we have already requested the deletion of the derogatory mark from [redacted] and [redacted]. Lastly, we have instructed our attorney to request that your employer cease garnishment deductions effective immediately.If you have any further questions or concerns, please feel free to contact us. Our office hours of operations are from 7:30am – 4:30pm.
Dear [redacted]:We are responding to your Revdex.com complaint submitted on January 04, 2016.After careful examination of your account, we have verified with our client that they have mailed three notices to you before assigning the account to collections on the following dates: 03-10-14, 03-18-14 and 05-1-14....
The account was then assigned to our agency on 06-05-14.Moreover, we have verified by telephone conversation with both [redacted] and [redacted] that our file was indeed received on March 01, 2015. Our file contained your accounts Paid-in-full status.You are welcome to call [redacted] at [redacted] and/or [redacted] at [redacted] to confirm status. This finding confirms that [redacted]’s database is unreliable.For the sake of resolving this matter and to fulfill your desired settlement, my client has agreed to have the derogatory mark on your [redacted] report deleted. We have submitted a deletion report to both [redacted] and [redacted] on 1-7-16. Please allow 3-5 business days for the update to reflect on your [redacted] report.If you have any further questions or concerns, please call us at 808-244-3711 or toll free at 1-866-628- 4226. Our office hours of operations are from 7:30am – 4:30pm.
Please see attached letter
Complaint: [redacted]
I am rejecting this response because I need to counter settlement offer amount (see justifications below):
SUBJ: RESPONSE TO CREDIT
ASSOCIATES OF HAWAII’S LETTER DATED 2/2/16
Attachments: (1) Credit
Associates of Maui Memo dated 8/29/2008
(2)
Credit Associates of Maui Letter dated 8/29/2008
(3) A calculator printout and notes on an
envelope received by Credit Associates of Maui
(4) [redacted] Credit Report dated 4/12/2011
(5) My Record of Balance
CALCULATION DISCREPANCIES
I received a memo dated 8/29/08 with a balance amount
of $15,597.93 (see attachment 1) and an official letter dated 8/29/08 with a
balance amount of $15,560.01 from Credit Associates of Maui, Ltd (see
attachment 2). Why would the balance amount be different on the same day?Memo dated
8/29/08 states that $102.00 of post judgment interest has accumulated on my
account. What is this and why was this charged added?Interest charge listed on 7/29/08 is in the amount of
$1,144.08 (your Complete Transaction History received via Revdex.com). However, judgement date 8/5/2008 states
interest charge was $2,777.76. Why are the interest charges different?Interest charge
added on 9/26/08 for the amount of $1,808.43.
What is this and why was this
charged added?INCORRECT BALANCE DUEThe last time this account
was reported was in 2011 with [redacted].
(I pull my free credit reports annually). The balance reported by Credit Associates of
Maui, Ltd to [redacted] in February 2011 was that balance on this collection
account as $9,918. Last payment date
reported on this credit report was on 2/14/11 (see attachment 4) which
coincides with payment received on this date on Complete Transaction History
received via Revdex.com on 2/3/16.When I requested a record
of payments received as well as a log of interests assessed toward my account,
I never received anything in the mail except one time. And this is what it looked like (see
attachment 3).Based on this information,
I calculated my true balance against all payments made and accumulated 10% per
annum interest (see attachment 5). SETTLEMENT OFFERBased on all of the above,
I would like to make a counter offer of $1,450.00 to satisfy this judgement.CREDIT REPORTYour letter dated 2/2/2016
states that all derogatory marks from [redacted] and [redacted] will be
deleted. However, what about [redacted]?WAGE GARNISHMENTYour letter dated 2/2/2016
states that you will instruct your attorney to have my employer cease
garnishment deductions effective immediately.
I will need a copy of this official letter that will be sent to my
employer with the effective date of 2/2/2016.I will make full payment
on my settlement offer of $1,450.00 when I receive official notice from your
office and/or attorney that wage garnishment has stopped. I wish not to have any verbal negotiations or
contact with your office. I request that
everything be made in writing via Revdex.com.
Sincerely,
[redacted]
We are responding to your Revdex.com complaint submitted on 01-29-2016.After careful examination of your account we have produced a complete history of accounting as of02-01-16. We have also provided a copy of the judgment for your reference. Please be advised that our system calculates post judgment...
interest (10% per annum) as allowed by Hawaii law.For the sake of resolving this matter, Credit Associates of Hawaii proposes a $4000.00 settlement to satisfy this judgment. Please contact me via our toll-free number noted above so we can further discuss the proposed offer.Moreover, we have already requested the deletion of the derogatory mark from [redacted] and [redacted]. Lastly, we have instructed our attorney to request that your employer cease garnishment deductions effective immediately.If you have any further questions or concerns, please feel free to contact us. Our office hours of operations are from 7:30am – 4:30pm.
Please see attached letter.
Dear [redacted]:We are responding to your Revdex.com complaint submitted on January 04, 2016.After careful examination of your account, we have verified with our client that they have mailed three notices to you before assigning the account to collections on the following dates: 03-10-14, 03-18-14 and 05-1-14....
The account was then assigned to our agency on 06-05-14.Moreover, we have verified by telephone conversation with both [redacted] and [redacted] that our file was indeed received on March 01, 2015. Our file contained your accounts Paid-in-full status.You are welcome to call [redacted] at [redacted] and/or [redacted] at [redacted] to confirm status. This finding confirms that [redacted]’s database is unreliable.For the sake of resolving this matter and to fulfill your desired settlement, my client has agreed to have the derogatory mark on your [redacted] report deleted. We have submitted a deletion report to both [redacted] and [redacted] on 1-7-16. Please allow 3-5 business days for the update to reflect on your [redacted] report.If you have any further questions or concerns, please call us at 808-244-3711 or toll free at 1-866-628- 4226. Our office hours of operations are from 7:30am – 4:30pm.